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25 Business Ideas you can start under ₹1 lakh in India (2026)

Jan 1, 2026

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In India, even a budget of ₹1 lakh opens strong possibilities to start a small-scale manufacturing, trading, or service business. You can invest in basic equipment, initial inventory, marketing, and licensing, enough to launch a serious business from scratch.


Whether you’re a first-time entrepreneur, homemaker, side-hustler or someone seeking financial independence, this guide gives 25 practical business ideas you can start today. Who this guide is for:

  • Micro-entrepreneurs & MSME aspirants

  • Women looking to start home-based businesses

  • Traders, resellers & shopkeepers ready to diversify

  • Professionals looking to turn skills into income



1. Freelance Content Writing

Writing blogs, website content, emails, or social media posts for businesses.

What you need: Laptop, internet, basic writing skills.

Where to get clients: LinkedIn, freelance platforms, direct outreach.

Growth insight: Specialising in one industry builds credibility faster.


2. Resume Writing and Interview Preparation

Helping job seekers improve resumes and prepare for interviews.

What you need: Resume formats, understanding of hiring processes.

Where to get clients: LinkedIn, Telegram groups, referrals.

Growth insight: Bundle resume + interview prep for higher value.


3. Virtual Assistant Services

Handling emails, scheduling, data entry, and admin tasks remotely.

What you need: Laptop, basic software knowledge.

Where to get clients: Upwork, LinkedIn, direct business outreach.

Growth insight: Long-term retainers create stable income.


4. Data Entry and Back-Office Support

Supporting businesses with repetitive digital tasks.

What you need: Computer, attention to detail.

Where to get clients: Local businesses, online job boards.

Growth insight: Accuracy matters more than speed initially.


5. Online Tutoring (Academic Subjects)

Teaching school-level subjects online.

What you need: Subject knowledge, basic teaching aids.

Where to get students: WhatsApp groups, referrals, local schools.

Growth insight: Small batch classes earn more than one-on-one sessions.


6. Spoken English Coaching (Basic Level)

Helping learners improve everyday communication.

What you need: Structured lessons, basic materials.

Where to get clients: Students, job seekers, local communities.

Growth insight: Outcome-focused courses convert better.


7. Social Media Posting Services (Execution-Only)

Posting content for small businesses without strategy consulting.

What you need: Canva, scheduling tools.

Where to get clients: Local shops, clinics, coaches.

Growth insight: Monthly packages ensure continuity.


8. Canva-Based Design Services

Creating posters, banners, and simple creatives.

What you need: Canva Pro, design sense.

Where to get clients: Instagram, WhatsApp, referrals.

Growth insight: Fast delivery builds repeat clients.


9. Translation Services (Indian Languages)

Translating content between Indian languages and English.

What you need: Language proficiency.

Where to get clients: Publishers, media houses, agencies.

Growth insight: Niche language pairs have less competition.


10. Online Customer Support Services

Handling chat or email support for businesses.

What you need: Laptop, communication skills.

Where to get clients: Startups, e-commerce sellers.

Growth insight: Night or weekend shifts pay more.


11. Telecalling and Lead Qualification

Calling leads and qualifying prospects.

What you need: Phone, script, basic CRM.

Where to get clients: Real estate agents, service businesses.

Growth insight: Quality leads matter more than call volume.


12. Excel and Basic Computer Training

Teaching Excel, Word, and email usage.

What you need: Teaching material, screen sharing tools.

Where to get clients: Students, office staff, small businesses.

Growth insight: Short practical courses have high demand.


13. Home-Based Bookkeeping Services

Managing expense records and basic accounts.

What you need: Accounting basics, spreadsheet tools.

Where to get clients: Small shops, freelancers.

Growth insight: Monthly billing builds trust.


14. Local Errand and Concierge Services

Helping busy individuals with daily tasks.

What you need: Time, reliability, communication.

Where to get clients: Apartments, senior citizens.

Growth insight: Trust drives referrals.


15. Online Research Services

Conducting market or internet research for businesses.

What you need: Research skills, documentation ability.

Where to get clients: Consultants, founders.

Growth insight: Well-presented reports increase value.


16. Website Content Updating (CMS Support)

Updating text, images, and pages on websites.

What you need: Basic WordPress or Wix knowledge.

Where to get clients: Small businesses, agencies.

Growth insight: Maintenance contracts create recurring income.


17. Blog Formatting and Publishing Support

Formatting articles and uploading them properly.

What you need: CMS access knowledge.

Where to get clients: Bloggers, content agencies.

Growth insight: Consistency beats one-time gigs.


18. Email Marketing Execution

Sending newsletters and campaigns using tools.

What you need: Mail tools, basic copy skills.

Where to get clients: Coaches, D2C brands.

Growth insight: Campaign reporting increases retention.


19. WhatsApp Catalogue Setup Services

Helping businesses list products on WhatsApp.

What you need: WhatsApp Business knowledge.

Where to get clients: Local traders and sellers.

Growth insight: One-time setup + monthly support works well.


20. Google Business Profile Setup

Creating and optimising Google business listings.

What you need: Local SEO basics.

Where to get clients: Clinics, shops, restaurants.

Growth insight: Ranking results build credibility fast.


21. Online Form-Filling Services

Helping users fill government and exam forms.

What you need: Accuracy, process knowledge.

Where to get clients: Students, job seekers.

Growth insight: Peak seasons generate bulk work.


22. Exam and Admission Application Assistance

Supporting students with application processes.

What you need: Deadline tracking, documentation help.

Where to get clients: Schools, colleges.

Growth insight: Referral-based trust is critical.


23. Freelance Proofreading

Correcting grammar and formatting.

What you need: Strong language skills.

Where to get clients: Writers, students, agencies.

Growth insight: Academic proofreading pays better.


24. Remote HR Screening Support

Shortlisting resumes and initial interviews.

What you need: Hiring process knowledge.

Where to get clients: Recruiters, startups.

Growth insight: Confidentiality builds long-term work.


25. Online Community Moderation

Managing comments, posts, and members.

What you need: Communication and moderation skills.

Where to get clients: Creators, communities, startups.

Growth insight: Long-term moderation contracts are stable.



Funding & Support Schemes

  • Mudra Loan (Shishu / Tarun): ₹50k–5L collateral-free for micro businesses.

  • PMEGP (Khadi Loan): Up to ₹10 lakh for manufacturing or service units.

  • State MSME Schemes: Subsidy + training in Gujarat, Tamil Nadu, UP, and other states.

  • Check Udyam portal for scheme eligibility and application.



Closing Note

Businesses under ₹1 lakh are not about speed or scale. They are about:

  • Learning how business works

  • Building discipline and consistency

  • Creating cash flow without debt

Many successful entrepreneurs start here. The advantage is low risk and high learning.



Ready to move from ideas to sourcing?
Join our B2B WhatsApp Bazaar to explore products and suppliers across India.


Disclaimer

The business ideas and budget estimates are general guidelines. Actual costs and feasibility may vary based on location, local market conditions, government regulations, and other on-ground factors. Conduct thorough research or consult experts before investing.


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