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Sumvaad's Privacy Policy

Effective Date: 01.08.2026

1. Introduction

 

Welcome to Sumvaad (https://www.sumvaad.co.in).

This Privacy Policy explains how Sumvaad collects, uses, processes, stores, and discloses user data in compliance with the Digital Personal Data Protection Act, 2023 (DPDPA), the Information Technology Act, 2000, and applicable Indian laws.

By accessing or using Sumvaad, or by creating an account, you acknowledge that you have read, understood, and agree to this Privacy Policy.

2. Scope of This Policy

 

This Privacy Policy applies to all users of Sumvaad and its currently active features:

  • Sumvaad Blogs

  • Sumvaad Trade Events

  • Sumvaad Udhyam Suchi

  • Sumvaad Consulting

The following features have been permanently discontinued and are not covered under this policy:

  • Sumvaad Bazaar

  • Sumvaad Manthan

  • Sumvaad Forum

  • Spotlight

  • Support / Patron

3. Information We Collect

 

3.1 Mandatory Registration Data

To create a Sumvaad account, we collect:

  • First Name

  • Last Name

  • Email Address

  • Password

  • User role or profile information

Email verification via OTP is required for account activation.

 

3.2 Optional Profile Information

Users may voluntarily provide:

  • Profile image

  • Alias name

  • Additional contact or business-related details

 

3.3 User-Generated Content (Udhyam Suchi)

When a user creates a listing under Udhyam Suchi, the following data may be collected and displayed:

  • Legal Business Name

  • GSTIN

  • Business Address

  • Phone Number

  • Email Address

  • Website and social links

  • Business description and overview

  • Product or service details

  • Images and related business information

This data is user-generated content (UGC).

You acknowledge and agree that:

  • All such content is submitted voluntarily

  • You are solely responsible for its accuracy, legality, and authenticity

  • Sumvaad does not independently verify this information

 

3.4 Public Disclosure and Search Engine Indexing (User Consent)

By submitting any content on Sumvaad, including Udhyam Suchi listings, you provide:

explicit, informed, and irrevocable consent that:

  • Your content will be publicly displayed on the platform

  • Your content may be accessed by any user without restriction

  • Your content may be indexed, crawled, and displayed by search engines including Google and Bing

  • Your contact and business details may be used or accessed by third parties

You understand and accept that:

  • Once published, Sumvaad has no control over third-party usage of your data

  • Removal of content from Sumvaad does not guarantee removal from search engines or external systems

 

3.5 Payment and Transaction Data

For paid services such as Udhyam Suchi and Consulting:

  • Transaction details (amount, timestamp, service type)

  • Business identification details (if required for compliance)

All payments are processed via Razorpay.

Sumvaad:

  • does not store card, UPI, or banking credentials

  • does not control payment processing systems

Sumvaad is an Udyam-registered MSME and is currently not GST registered.
Non-GST invoices are issued. GST will be applied once statutory thresholds are met.

 

3.6 Automatically Collected Data

Through platform infrastructure (WIX, Google):

  • IP address

  • Device and browser information

  • Cookies and usage data

This data may be stored and processed on servers located outside India.

4. Purpose of Data Collection

 

User data is collected and processed for:

  • Account creation and authentication

  • Platform functionality and feature access

  • Display of user-generated business listings

  • Delivery of consulting services

  • Platform moderation and misuse prevention

  • Communication of essential updates

  • Compliance with legal and regulatory requirements

Sumvaad does not sell or rent personal data.

5. Use of Data Across Platform Features

 

5.1 Udhyam Suchi

  • Listings are publicly visible

  • Business information is accessible without restriction

  • Content may be indexed by search engines

Sumvaad:

  • does not verify listings independently

  • does not endorse any business

  • does not guarantee accuracy, leads, or outcomes

 

5.2 Trade Events

  • Information is sourced from publicly available data

  • No ownership, partnership, or verification is implied

  • Users must conduct independent verification

 

5.3 Blogs

  • Informational content created by Sumvaad

  • No personal data collected unless voluntarily submitted

 

5.4 Consulting

  • User data is used only for service delivery and communication

6. Mandatory Communication

 

Sumvaad may send essential communications including:

  • Account verification emails

  • Service-related notifications

  • Payment confirmations

  • Policy updates

  • Platform changes or discontinuations

These communications are mandatory and cannot be unsubscribed from unless the account is deleted.

7. User Rights (DPDPA, 2023)

 

Users have the right to:

  • Access personal data

  • Request correction

  • Request deletion

  • Withdraw consent (where applicable)

However, users acknowledge:

  • Publicly disclosed data may remain accessible externally

  • Indexed or third-party stored data may not be fully removable

Requests will be processed within reasonable technical and legal limit

8. Data Security

 

We implement reasonable security measures including:

  • HTTPS encryption

  • Controlled administrative access

  • Platform-level moderation

However:

  • No system is completely secure

  • Publicly shared data cannot be fully protected after disclosure

9. Data Retention

 

We retain data:

  • For as long as required for platform functionality

  • To comply with legal, tax, and regulatory requirements

For Udhyam Suchi:

  • Listings remain active for their subscription period

  • Expired or cancelled listings may be removed

  • Certain records may be retained for compliance

10. Third-Party Services

 

Sumvaad uses:

  • WIX (hosting and infrastructure)

  • Google (authentication, indexing, analytics)

  • Razorpay (payment processing)

You acknowledge that:

  • Data may be processed or stored outside India

  • Third-party providers operate under their own policies

Sumvaad is not liable for third-party failures or data breaches.

11. Intermediary Status and Legal Compliance

 

Sumvaad operates as an intermediary under the Information Technology Act, 2000.

Accordingly:

  • Sumvaad does not create, verify, or control user-generated content

  • Users are solely responsible for their content and business activities

  • Sumvaad is not liable for disputes, fraud, or losses arising between users

Users must not:

  • Post illegal or restricted content

  • Misrepresent identity or business information

  • Violate intellectual property rights

Violations may result in:

  • Content removal

  • Account suspension or termination

  • Reporting to authorities

12. Changes to This Policy

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We may update this policy from time to time. Continued use of the platform implies acceptance of the updated policy.

13. Contact Us

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For any queries or requests:

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