If you have a budget of ₹10 lakh, you’re in a strong position to start a serious business. Whether it’s a high-margin service, a scalable product, or a resale venture with digital potential. This guide gives you 20 well-researched ideas (10 product, 10 service) under the budget of ₹ 10 lakh.
Table of Contents
Product Business Ideas under ₹ 10 lakh
1. Natural Ice Cream Manufacturing Unit
Make premium ice cream from real fruits and milk, targeting local parlours or B2C.
Startup Cost: ₹9–9.5L (freezer, batch freezer, packaging)
Sales Channels: Distributor, events, direct B2C
Skill Level: Medium (training needed)
Local Demand: High in Tier 1 & 2 cities
Scalability: Strong with franchise model
Digital Tools: Moderate (billing, ecommerce if D2C)
Licensing: FSSAI, GST, MSME
2. Eco-friendly Detergent Powder Manufacturing
Create low-chemical, skin-safe detergent powders for resale.
Startup Cost: ₹7–8L (blender, siever, packing)
Sales Channels: Local kiranas, bulk supply, Amazon
Skill Level: Medium
Local Demand: Steady and growing
Scalability: Good with branding
Digital Tools: Basic (cataloguing, website optional)
Licensing: Pollution Board NOC, GST
3. Gourmet Pickles or Sauces Brand
Launch a small-batch artisanal food brand with regional flavours.
Startup Cost: ₹6–7L (kitchen setup + branding)
Sales Channels: D2C, niche grocery, marketplaces
Skill Level: Medium-high (hygiene & branding)
Local Demand: Strong in metro/tourist regions
Scalability: High via online channels
Digital Tools: Strong (Insta shop, Shopify)
Licensing: FSSAI, GST
4. Ready-to-Eat Millet Snacks
Capitalize on the millet boom with healthy snacking options.
Startup Cost: ₹8.5–10L (machinery + F&B R&D)
Sales Channels: D2C, events, export-friendly
Skill Level: Medium
Local Demand: Urban, wellness focused
Scalability: Very high
Digital Tools: Required (D2C infra)
Licensing: FSSAI, MSME
5. Plastic-free Packaging Material Production
Make paper mailers, eco-pack boxes for ecommerce brands.
Startup Cost: ₹7–9L (die-cutting, sourcing)
Sales Channels: B2B to ecommerce sellers
Skill Level: Medium
Local Demand: Rising due to compliance
Scalability: Good with niche focus
Digital Tools: B2B CRM, WhatsApp Biz
Licensing: GST, Factory Act (if hiring)
6. Agarbatti or Dhoop Stick Unit (Premium Range)
Go premium: charcoal-free, essential oils, handmade segment.
Startup Cost: ₹6.5–8L
Sales Channels: Distributors, online, religious spaces
Skill Level: Low to medium
Local Demand: Consistent PAN India
Scalability: Medium
Digital Tools: Basic
Licensing: Pollution NOC, GST
7. Pet Food Manufacturing
Homemade or semi-industrial treats for urban pet owners.
Startup Cost: ₹7–9L
Sales Channels: Pet stores, D2C, Insta
Skill Level: Medium-high (pet nutrition knowledge)
Local Demand: Urban metros
Scalability: High
Digital Tools: Strong
Licensing: FSSAI, GST
8. Cold-Pressed Oil Manufacturing
Small-scale unit using wood churners for health-conscious buyers.
Startup Cost: ₹8–10L
Sales Channels: Direct delivery, kiranas, exhibitions
Skill Level: Medium
Local Demand: High in Tier 2, wellness circuits
Scalability: Medium
Digital Tools: Moderate
Licensing: FSSAI, GST
9. Regional Craft Toy Making
Make Channapatna-style or traditional wooden toys.
Startup Cost: ₹6.5–8L
Sales Channels: Exhibitions, stores, export
Skill Level: High (designers needed)
Local Demand: Medium
Scalability: Good in niche
Digital Tools: Shopify, Instagram
Licensing: GST, MSME
10. Air Purifier or Aroma Diffuser Assembly
Assemble and sell under your brand, targeting premium homes.
Startup Cost: ₹9–10L (kit import + testing)
Sales Channels: D2C, Amazon, retail tie-ups
Skill Level: Medium
Local Demand: Urban high-income pockets
Scalability: High
Digital Tools: Required
Licensing: GST, BIS certification (optional)
Service based Business Ideas under ₹ 10 lakh
Great for those who want people-driven or digital-led businesses.
1. Mobile Car Detailing Franchise
Offer doorstep car wash & polish services.
Startup Cost: ₹6–7L (tools + van + franchise fee)
Sales Channels: Website, local WhatsApp groups
Skill Level: Medium
Local Demand: Urban & gated societies
Scalability: High (multi-team model)
Digital Tools: App, CRM
Licensing: GST, local municipal
2. Warehouse Photography & Product Catalog Studio
Help sellers photograph, edit, and list on marketplaces.
Startup Cost: ₹7–8.5L
Sales Channels: Amazon/Flipkart sellers, B2B leads
Skill Level: High (photo/video expertise)
Local Demand: Strong in ecommerce hubs
Scalability: Good with agency team
Digital Tools: Strong
Licensing: GST, MSME
3. Dietary & Wellness Consulting Studio
Offline + online diet services with niche targeting (PCOS, diabetes, etc.)
Startup Cost: ₹6–7L (clinic setup + software)
Sales Channels: Social, referrals, online consults
Skill Level: High
Local Demand: Strong in Tier 1
Scalability: High
Digital Tools: Appointment systems, CRM
Licensing: Clinical license, GST
4. Drone Services for Real Estate or Agri Surveying
Offer drone shoots, NDVI scans, or visual surveys.
Startup Cost: ₹8–9.5L (licensed drone + training)
Sales Channels: Govt contracts, realtors, agri firms
Skill Level: High
Local Demand: Growing
Scalability: Medium-high
Digital Tools: Mapping software
Licensing: Drone license mandatory
5. Industrial Deep Cleaning Services
Offer cleaning of factories, machines, warehouses.
Startup Cost: ₹7–9L (equip + PPE + team)
Sales Channels: B2B leads, WhatsApp Biz, LinkedIn
Skill Level: Medium
Local Demand: Strong in clusters
Scalability: High with team
Digital Tools: Billing & workforce software
Licensing: GST, Labour dept if scaling
6. Boutique Travel Curation Agency
Plan premium, offbeat trips for couples/families.
Startup Cost: ₹6–8L (setup, tech, marketing)
Sales Channels: Instagram, referrals, content
Skill Level: High
Local Demand: High in metros
Scalability: Moderate
Digital Tools: Website, itinerary software
Licensing: GST
7. Ayurveda or Panchkarma Home Service Setup
Mobile therapy unit or small rented setup for wellness.
Startup Cost: ₹6.5–9L
Sales Channels: Local listings, resorts, referrals
Skill Level: High (therapists trained)
Local Demand: Good in wellness-focused towns
Scalability: Medium
Digital Tools: CRM, booking
Licensing: AYUSH, GST
8. Pet Grooming on Wheels
Mobile van for pet grooming at doorstep.
Startup Cost: ₹8–9.5L (van, equipment)
Sales Channels: WhatsApp, society groups, Pet apps
Skill Level: Medium
Local Demand: Rising in Tier 1/2
Scalability: Medium
Digital Tools: Booking, CRM
Licensing: GST, local permit
9. Skill-based Micro College (Design, AI, etc.)
1–room setup for 3–6 month courses
Startup Cost: ₹6.5–9L (projector, infra, curriculum)
Sales Channels: Instagram, Schools, LinkedIn
Skill Level: High
Local Demand: Good with youth focus
Scalability: Strong
Digital Tools: LMS, Zoom
Licensing: GST, Edu NOC if needed
10. Niche B2B Branding & Packaging Studio
Focus on underserved categories (FMCG, home goods).
Startup Cost: ₹7–8.5L (designers, SaaS tools)
Sales Channels: Instagram, Behance, referrals
Skill Level: High
Local Demand: High among micro brands
Scalability: High
Digital Tools: Design + workflow apps
Licensing: GST, MSME
Legal & Compliance Tips
At this level, these become necessary:
GST registration is non-negotiable for credibility and tax input claims.
FSSAI license is a must for any food business.
Udyam/MSME registration helps you access government schemes.
Trade license from your local municipal authority (especially for physical units).
Labour registrations (PF/ESIC) if you cross 10+ employees.
Drone/factory/Pollution NOC depending on category.
Pro tip: Even if you begin small, build your business like it’s going to scale, so put basic structures in place.
Government Schemes
Mudra Loan (Tarun): ₹50,000–₹10 lakh, collateral-free
Pradhan Mantri Employment Generation Programme (PMEGP): Subsidy for manufacturing & service units
Stand-Up India Scheme: Upto ₹1 crore for women and SC/ST entrepreneurs
Atmanirbhar Bharat Scheme: Offers incentives for local manufacturing and services
Digital Tools You Can Use
Accounting: QuickBooks, Zoho Books, Tally
Marketing: Google My Business, Instagram Ads, WhatsApp for Business
E-commerce: Shopify, WooCommerce, Flipkart, Amazon Seller Central
Delivery & Logistics: Shiprocket, Dunzo, Swiggy Genie
Project Management: Trello, Asana, Zoho Projects
Action Plan
Market Research – Identify local demand by checking online trends, talking to potential customers, and evaluating competition
Build a Brand – Use online and offline channels to create brand awareness
Launch Strategically – Offer introductory discounts, create promotional campaigns, and build a strong online presence
Customer Engagement – Focus on providing quality service, and maintaining relationships with clients through social media and follow-ups
Scale Up – Reinvent and re-invest profits into growing the business with additional products, services, and marketing efforts
Disclaimer
The business ideas and budget estimates provided in this guide are intended as general guidelines. The actual costs of starting and running a business may vary based on various factors such as location, local market conditions, government regulations, resource availability, and other on-ground challenges. It is recommended to conduct thorough market research and consult with industry experts or financial advisors before making any investments.